> ## Documentation Index
> Fetch the complete documentation index at: https://docs.myproceeds.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Wallet

> Where your USDC accumulates — and how you withdraw it to a wallet or a bank account.

Every completed payment lands in your **Wallet**. This is where revenue lives and where you take it out — as USDC to an external wallet, or as USD to a US bank account via ACH.

## Holdings

Balances are listed per source, for example:

* **Circle Nanopayments** — balances are held in Circle Gateway
* **Tempo** — held as [USDC.e](https://tempo.xyz/developers/docs/guide/bridge-layerzero#usdce-and-native-usdc), the bridged USDC on Tempo
* **Solana**
* **Base**

With **Mainnet mode** off (profile menu), you'll see matching testnet balances. See [Supported blockchains](/guides/supported-blockchains).

## Withdraw

Click the **Withdraw USDC** button on a holding to open the withdrawal modal:

1. Enter an amount (or **Max**) — the modal shows the available balance
2. Choose a **Destination**:
   * A **chain** to send USDC onchain to an external wallet
   * **Bank (ACH)** to off-ramp USDC to your linked US bank account as USD
3. Click **Withdraw**

Connect a bank in **Settings** before **Bank (ACH)** is available. Full walkthrough: [Settle to a wallet or bank](/guides/settle-to-wallet-or-bank).

## Off-ramp to a bank via ACH

Proceeds can turn USDC into dollars and deposit them in a **US bank account via ACH**, powered by Bridge.

1. Open the profile menu → **Settings**
2. Under **Bank account**, choose **Individual (KYC)** or **Business (KYB)**
3. Enter your full legal name and click **Connect Bank Account via ACH**
4. Complete identity verification in one session
5. On **Wallet**, open **Withdraw** on a holding → set **Destination** to **Bank (ACH)** → **Withdraw**

A **0.50%** fee applies to bank withdrawals. Full walkthrough: [Settle to a wallet or bank](/guides/settle-to-wallet-or-bank#off-ramp-to-a-bank-via-ach).

## Withdrawals table

| Column | Meaning                           |
| ------ | --------------------------------- |
| Status | Completed or Failed               |
| Amount | USDC withdrawn or off-ramped      |
| Date   | When the withdrawal was initiated |

<CardGroup cols={2}>
  <Card title="Settlement guide" icon="building-columns" href="/guides/settle-to-wallet-or-bank">
    Wallet withdraw vs ACH bank off-ramp.
  </Card>

  <Card title="Transactions" icon="receipt" href="/dashboard/transactions">
    The payment records behind every balance change.
  </Card>
</CardGroup>